Risk Management


In the world of business, risk is inevitable.

Every business is exposed to risk. H. D. Segur’s role is more than that of providing insurance. We specialize in helping companies resolve their insurance related-issues through the use of a comprehensive approach called “Risk Management”.

Risk Management goes far beyond the task of providing insurance protection. It involves identifying risks, controlling them and, where possible, removing them. We help you determine how much risk you can assume, what should be insured and what can be transferred to other parties. We determine which insurance carrier can provide the coverage required, at what cost, and present our recommendations to you. We may suggest that you do not buy insurance, if that’s what is best for you. Our programs can be modified at any time, as conditions change, and are reviewed with you to meet changing situations. Your job is running your business, our job is protecting it.


Because we work with companies large and small in almost every industry, we have gained a wealth of practical experience and knowledge that can benefit your business.

In Business since 1890, H. D. Segur stands ready to assist you with a full range of insurance and insurance related services. We have worked with a wide variety of accounts from trolley companies at the turn of the century to municipalities, financial institutions and major manufacturing companies of today. With committed, experienced and highly trained personnel, close relations with major insurance carriers and a tradition of integrity and service to clients going back to the last century, we can handle your insurance problems and let you concentrate on what you do best, run your own company. Our experience helps successful businesses be more successful.


H. D. Segur, Inc.’s commitment to professionalism is confirmed by our highly trained and experienced staff. We combine knowledge of our industry and your business to provide you solutions for your specific business goals.

Risk Management Services

  • Coverage and Exposure Reviews
  • Bid Preparation & Coverage Placement
  • Claim Management & Reporting Services
  • Loss Control Services
  • Safety Programs
  • Property & Building Appraisals
  • Technical Assistance
  • Various Consulting Services

Contact us today to learn more about risk management coverage or to review your existing policy.

Contact Us Today

Main Office

Contact Us

Union Square
174 Union Street
Unit 1 West
New Bedford, MA
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Contact us by email

Contact us by phone
(508) 997-9411

Contact us by fax
(508) 997-8708

Hours of Operation
M-F 8:30am to 4:30pm
Sat & Sun, Closed


Logo One South Coast
Logo One South Coast


Downtown New Bedford Business of the year

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Ability to work with and communicate in Portuguese and Spanish.

Kerrigan, O'Malley & Bailey


  • Monday-Friday: 8:30am - 5:00pm
  • Weekends & Evenings: By Appointment

Over 70 Years of Service

Whether for your home, your car, or your business, Kerrigan, O'Malley & Bailey can get you a policy.

Don't Be Shy. Get In Touch.

Thomas A Nolfi, Inc.'s Erie insurance agents help you make important decisions about your auto, home, life, and business insurance policies in the Moon Township, Pennsylvania, area. Get in touch with our independent insurance agency to learn more.

Auto Policies

You are sure to drive safely with the right auto insurance from Thomas A Nolfi Agency. When you consult with one of our experienced team members, we take the time to design a policy and coverage especially for you. Are you paying too much for your Auto Insurance? Call today for a free review!

Homeowners/ Renters Insurance

No matter where you call 'home,' a Homeowners policy from Erie Insurance offers you many different ways to ensure that you'll be covered when you need it. We proudly offer Insurance Policies for Homes, Apartments, Condos, Manufactured Homes Insurance Policies for Homes, Apartments, Condos, & Manufactured Homes

Personal Property & Liability Insurance

You work hard for your money and your belongings. Protect your valuable assets with sound coverage provided by Erie Insurance. Additional policies available from Erie include:

  • Inland Marine
  • Identity Recovery Coverage
  • Boat Protector
  • Umbrella—Personal Catastrophe & Liability (Mastercover™)

Life Insurance & Retirement

We know you love your children, your home, and all the things that make your life worthwhile. That's why we want to encourage you, without pushing you, to consider life insurance from Erie. Since your Erie Insurance agent is going to take as much time as you want to help you with your options, we know you're going to feel good about the process.

Business Insurance

You've worked hard to build and grow your business: countless hours and immeasurable effort. That's why you need superior coverage to help keep it safe. With all of Erie's business insurance policies, you get:

  • Multiple Payment Plan Options & More
  • Professional Claims Adjusters Who Promptly Respond to Your Loss
  • A Risk Control Specialist to Help You to Make Your Workplace Safe for Employees & Customers Alike
  • A Local Insurance Agent to Help You Figure out Your Needs, Understand Your Policies, & Answer Your Questions

Contact us for a quote on auto, life, and business insurance policies.