Auto Insurance
As your trusted, local independent insurance professionals, we pride ourselves in the ability to secure drivers the most dependable car insurance without the complications of your average insurance company.
Auto insurance protects you from loss in the event of an unfortunate accident. It is vital drivers enroll in a dependable auto coverage program. The team at Chas S Ashley & Sons uses our car insurance strategies to ensure your coverage is highly dependable and relies on our comprehensive insurance products to custom build a policy that meets all of your car insurance needs.
We offer the following options for Auto Insurance
- Bodily Injury Liability – covers injuries to others caused by the policyholder while operating an automobile.
- Medical or Personal Injury Protection – covers treatment of the driver and passengers of the policyholder’s car in the event of an accident.
- Property Damage Liability – covers damages caused to someone else’s property by the policyholder while operating an automobile.
- Collision – insures the policyholder from loss during a collision with another vehicle or object.
- Comprehensive – protection for the policyholder’s car from damage and loss resulting from incidents other than collision.
- Uninsured Motorist Coverage – covers medical treatment of the policyholder’s injuries in the event of a collision with an uninsured driver.
At Chas S. Ashley & Sons, we understand you want to be fully covered for a wide range of auto risks, yet at the same time keep premiums and expenses in mind. That’s why our insurance professionals are committed to helping you find the best auto insurance as well as make you and your unique needs our top priority!
Our agents look forward to helping you find affordable and comprehensive coverage. For more information call us at (508) 997-9411 or Contact Us today!
Why did my auto insurance rates increase?
Auto insurance rates can increase for several reasons, including accidents, traffic tickets, rising repair costs, severe weather claims, or changes in your area. Even drivers in Massachusetts with clean records may see rate changes due to overall insurance trends.
Does my insurance cover other drivers using my car?
In many cases, auto insurance follows the vehicle, not the driver. If someone borrows your car with permission, your policy in New Bedford may help cover an accident. Coverage can vary, so it’s important to review your policy details carefully.
Does auto insurance cover hail damage?
Hail damage is generally covered under comprehensive auto insurance. Drivers in Massachusetts who experience strong storms may benefit from adding comprehensive coverage to help with weather-related vehicle damage.
Do good student discounts apply in Massachusetts?
Many insurance companies offer good student discounts in Massachusetts for eligible high school and college students who maintain qualifying grades. Discounts and eligibility requirements can vary between insurance carriers.
What happens if my vehicle is totaled?
If your vehicle is declared a total loss, your insurance company may pay the vehicle’s actual cash value minus your deductible. Drivers in Massachusetts with loans may still owe remaining balances unless they have gap insurance.
How is the value of a totaled vehicle determined?
Can I keep my vehicle after it is totaled?
What vehicles are cheapest to insure for teens?
What is SR-22 insurance?
Does a speeding ticket affect insurance rates?
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.
Contact Us Today
Main Office
Contact Us
Union Square
174 Union Street
Unit 1 West
New Bedford, MA
get directions »
Contact us by email
billmurphy3rd@aol.com
Contact us by phone
(508) 997-9411
Contact us by fax
(508) 997-8708
Hours of Operation
M-F 8:30am to 4:30pm
Sat & Sun, Closed
MEMBER OF
AWARD
Ability to work with and communicate in Portuguese and Spanish.

