For most, your home is more than a place with 4 walls and a roof. It’s the largest asset you own! Naturally, it makes good sense to protect it against the risks associated with home ownership. We can prepare you a homeowner insurance policy built to stand up against those risks. We offer a variety of home insurance options to make sure all your bases are covered against destructive weather, theft, accidents and more.
Personal Liability Insurance is Important
Protecting yourself in the event someone is injured inside or outside your home is coverage you can add to your home insurance policy. Without personal liability insurance, you and your financial assets may be at risk.
Protect Your Property
You can put a new roof on your house or cover it with the best quality siding. Yet, there is nothing you can control when it comes to weather. Whether a hail storm damages your new roof or lightning strikes your property, the only control you have is to be prepared with a property insurance policy.
Personal Umbrella Insurance
No one can predict what is going to happen but everyone can prepare for what may happen. That’s what a personal umbrella insurance policy does for you. It provides an extra layer of protection on your home and car in the event someone experiences an accident on your property or you are the cause of an accident on the road.
It is our job to make sure you have the coverage in place if you are ever faced with an unpredictable incident in your home or your car. The cost of a personal umbrella insurance policy is very small compared to the cost of not having coverage if needed.
If you are not certain whether you need a personal umbrella insurance policy, our agents at Chas S Ashley & Sons Inc. suggest you answer the following questions.
Do you own a home?
Do you own a vacation home?
Do you own waterfront property?
Do you have a swimming pool on your property?
Do you own more than one automobile?
Do you own a luxury automobile?
Do you own a power or sail boat?
Do you own a dog?
Do you have above-average family income?
If you answered YES to any of the above questions, you may want to consider adding a personal umbrella policy to your insurance portfolio.