Risk Factors That Impact Life Insurance Premiums
by Chas S Ashley & Sons | June 12, 2025 | Life Insurance, Safety, Tips | 0 Comments
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
Do I Need Commercial Insurance if I Have a Home-Based Business?
by Chas S Ashley & Sons | April 11, 2025 | Safety, Tips | 0 Comments
The rapid expansion of technology and the gig economy has led to a surge in home-based businesses. From freelance graphic designers to e-commerce entrepreneurs, many individuals are successfully running businesses from their homes. However, one critical question often...
Breaking Down Your Mortgage Payment: Understanding Its Components
by Chas S Ashley & Sons | March 26, 2025 | Safety, Tips | 0 Comments
A mortgage payment consists of several key components, each serving a specific purpose in ensuring that homeowners meet their financial obligations. Understanding these elements can help you manage your budget effectively and stay informed about where your money is...
Winter Emergency Car Kit Necessities
by Chas S Ashley & Sons | February 12, 2025 | Safety, Tips | 0 Comments
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being...
Understanding Renters Insurance Policies and Coverage Options
by Chas S Ashley & Sons | January 15, 2025 | Ideas, Renters Insurance, Tips | 0 Comments
If you're a renter, you may wonder what renters insurance is and what it covers. Here is a breakdown of the basics of renters insurance policies and coverage options, so you can make an informed decision when selecting a policy. What is Renters Insurance? Renters...
Renewal Home Insurance Process: A Comprehensive Guide
by Chas S Ashley & Sons | December 18, 2024 | Home, Safety, Tips | 0 Comments
Home insurance is a vital aspect of protecting your home and investment. As your policy's expiration date approaches, it's essential to understand the renewal process and make informed decisions to ensure your coverage remains adequate. In this guide, we'll walk you...
Why an Independent Insurance Agent is Essential for Your Coverage Needs
by Chas S Ashley & Sons | November 19, 2024 | Safety, Tips | 0 Comments
When it comes to securing the right insurance, the options can be overwhelming. From health to auto, home, and life insurance, choosing the right policy is crucial to protecting yourself and your assets. While there are many ways to purchase insurance — including...
Commercial Property Insurance: What It Is, How It Works, Examples
by Chas S Ashley & Sons | October 24, 2024 | Safety, Tips | 0 Comments
What Is Commercial Property Insurance? Commercial property insurance is used to cover any commercial property. Commercial property insurance protects commercial property from such perils as fire, theft, and natural disaster. A variety of businesses, including...
Fall Home Maintenance and Safety Checklist
by Chas S Ashley & Sons | September 19, 2024 | Safety, Tips | 0 Comments
As the leaves change and temperatures cool, it’s essential to prepare your home for the cozy months ahead. Here’s a comprehensive checklist to ensure your home is safe, warm, and ready for fall. Start with your heating system. Schedule a furnace inspection to ensure...
Tips For Effectively Filing Claims
by Chas S Ashley & Sons | August 8, 2024 | Safety, Tips | 0 Comments
Experiencing a loss can be stressful, frustrating and disheartening, but having insurance coverage will help alleviate the financial burden a loss can cause. The first step in restoring your property and moving forward is to determine if your policy provides coverage...
